Commercial Fleet Insurance
Who would benefit from Commercial Fleet Insurance
Commercial fleet insurance is a specialist policy designed for companies that have 3 or more commercial vehicles within their fleet. When organised as a job lot, commercial fleet insurance can save you a lot of time AND money! There is one set of paperwork and one renewal reminder for anywhere between 3 and 500 vehicles, depending on your fleet size.
Commercial Fleet insurance Cover
Here at Acorn we have a team of commercial fleet insurance specialists who deal with anything from micro businesses with 5-10 employees, right up to multi-national companies employing 1000s. Every company on our books gets the specialist attention they need to ensure their fleets are protected on the roads for a price that is trimmed in every possible way.
Commercial fleet insurance cover can range from fully comprehensive, third party fire and theft, to just third party. If the number of drivers outnumbers the number of vehicles, don't worry, it's not a problem; we can tailor a policy to accommodate the driver pool.
What can we cover?
Commercial fleet insurance to cover any one or a mix of the following vehicles for haulage, private hire and self drive:
- Vans
- Trucks
- Plant machinery
- Cars
We can insure drivers of any age if you're trying to encourage young or apprenticeship type employment but bear in mind an average driver age of 30+ will lead to a cheaper commercial fleet insurance policy.
For your cargo, we include "own goods in transit" which means that should the worst happen, we will cover you for damaged cargo in any vehicle that has an accident.
If you have any sporty vehicles required to be covered in your commercial fleet insurance policy then it would make sense to age restrict these vehicles to reduce your premium.
Optional Extra Cover
- Windscreen Cover
- Breakdown cover
- Replacement vehicle
- Legal expenses insurance
Acorns Hot Tip for Reducing Fleet Costs
Aside from us reducing your commercial fleet insurance policy wherever possible, there are many practical tips and solutions available to organisations where fleet based costs and emissions are concerned. Did you know that 40% of all miles driven by cars alone in the UK are business related? A fleet of 100 vehicles could save up to £90,000 each year by implementing what is known as "green fleet practices".
The Department for Transport (DfT) provides funding for the Energy Saving Trust (EST) to provide advice to organisations to help them drive down their carbon emissions associated with business travel. They then draw up a personalised company plan for you to help minimise carbon emissions. Practical advice can take the form of simply purchasing more efficient, low carbon fleet vehicles, to trainings employees to drive in a more eco friendly manner, thus improving fuel consumption (smarter driving).
Companies with more than 50 fleet vehicles are eligible for a free onsite assessment called the green fleet review and this is conducted by a fleet management expert. For fleets less than 50, you can get lot's of helpful information through the EFT website or by giving them a call.
For all your commercial fleet insurance questions give our specialist team a call on 01704 831 818. We only employ trained insurance professionals, so you will be in good hands!
