The device and app will monitor your driving behaviour throughout your policy, covering speeding, eco-driving, time of day and duration.
Time of Day
There are certain circumstances which may lower your driving score as there is a greater risk of potential accidents. For example:
- The period after midnight to the early hours of the morning is the highest risk zone.
- The midweek commuting periods are also high risk based on the potential number of accidents that can happen, if you are also driving this time at high speeds, this will lower your driving score.
Driving Duration
Trips which involve more than 2 hours continuous driving can greatly increase the risk of serious accidents. This can be caused by things like tiredness and lack of concentration. Your driving score will decrease for every trip that you drive for 2 hours or more.
Speeding
Your speeding score is based on the number of times your actual speed exceeds the speed limit specified for road types. Exceeding the limit will lower your score regardless, but exceeding on a country lane will bring your score down more than if you were driving on a motorway, for example.
Eco Driving
Eco Driving can be defined in many different ways. We are measuring this by combining certain driving behaviours (forms of acceleration) into a simple score. You score will be determined by three different behaviours:
- Speeding-up
- Braking, and
- Cornering