When you take out van insurance with Acorn Insurance, you will need to choose one of the four usage types:
- Social, Domestic and Pleasure (SDP)
Use only for personal, social, or leisure purposes. This does not include travelling to or from work.
- Commuting
SDP use and travelling to and from one permanent place of work or business (your permanent workplace address).
- Carriage of Own Goods
SDP + commuting and using your van for your own trade or business; for example, carrying your own tools, equipment, or goods.
- Carriage of Goods for Hire and Reward (Courier)
SDP + commuting and using your van as a courier to deliver goods for Hire and Reward by prior appointment only.
Choosing the right usage type ensures your policy remains valid and accurately reflects how you use your van. Have a look at our article on classes of vehicle insurance use, or for more information check your Insurance Product Information Document.