PCO Taxi Insurance for London Drivers
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What Is PCO Insurance?
PCO insurance is the private hire cover required for London taxi drivers licensed by Transport for London (TfL). If you pick up pre-booked passengers, you must have the correct insurance in place before you start driving.
Why Choose Acorn Insurance?
- 1–9 years No Claims Bonus accepted on annual policies
- Flexible cover for London private hire drivers, from 7 day to annual policies
- Comprehensive, Third-Party, Fire and Theft or Third Party Only options
- Hire & Reward included in every policy
- 24/7 claims support
- Optional breakdown & replacement vehicle cover available*
*This insurance is an optional add‑on. It is not included in the main policy and must be purchased separately at an additional cost.
Who Needs PCO Insurance?
You’ll need PCO insurance if you:
- Hold a TfL Private Hire Driver Licence
- Drive for Uber, Bolt, FREE NOW, Ola or similar
- Pick up pre-booked passengers in London
What’s Included?
✔ Hire & Reward included
✔ Windscreen cover (Comprehensive only)
✔ 1 to 9 years No Claims Bonus accepted
Frequently asked questions
Is PCO insurance only for London?
Yes, it applies specifically to TFL-licensed private hire drivers.
Can you arrange insurance for Uber and Bolt drivers?
Yes. The cover we arrange is suitable for London ride-hailing drivers.
Can new drivers get cover?
Yes, we consider new drivers as part of any policy we provide.