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Home Insurance

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Specialist Non-Standard Home Insurance

Protect your home, your property and your most valuable possessions with our competitive building and contents home insurance

Acorn Insurance help UK homeowners and tenants find competitive home insurance, even when they have been refused household insurance before. We also help those who’ve had a home insurance policy cancelled due to a claim in the past. We offer a wide range of household cover options for all the circumstances detailed below:

  • Homes at Risk of Flood
  • Properties with a History of Subsidence
  • Unoccupied Properties
  • Pending Sale
  • Probate / Executor of an Estate
  • Landlord OR Tenant
  • Property Development
  • Renovation
  • Building an Extension
  • Personal History and Previous Claims Insurance
  • UK Holiday or Second Home
  • Homeowners and Tenants with Convictions

If you have been refused cover by another provider, we can still help you get a great insurance policy that meets your needs and works for you.

To get a competitive online quote for home insurance instantly, click “Get a Quote“, OR call our UK-based insurance team now to discuss your needs and help you find a policy that works for you: 01704 33 99 24

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What’s Included in Your Home Insurance Policy?

Acorn are a specialist home insurance provider. This means we build up you household cover from the base level, depending on you unique needs. This ensures that you only pay for the household insurance you need and not extras that you may not actually want.

  • Home emergency of up to £500*
  • 24/7 Accident and Claims Helpline
  • Fire, lightning, explosion, earthquake and smoke, storm or weight of snow
  • Flood Risk
  • Escape of water or oil of domestic goods
  • Theft, Vandalism and Malicious Acts
  • Riot, civil, commotion, violent disorder, strike or labour disturbance
  • Impact or collision
  • Subsidence, landslip or heave on the land on which the building stands
  • Building damage and standard accidental damage
  • 10% increase in cover for special occasions such as Weddings and Christmas
  • Moving home
  • Freezer damage, value of the loss of food
  • Loss or damage to garden contents
  • Tenants liability and improvements
  • Lock and keys
  • Deeds and documents
  • Legal Liability

*T&Cs apply so please speak to our experts regarding the level of cover you require.

Optional Extras

  • Working from Home Cover – We can extend your home cover to your home business. This optional extra is perfect for home based workers or sole traders who have stock or business equipment at home. Speak to our home experts about extending your policy to protect you and your business too.
  • Protect Your Belongings While Away from Home – Increase your cover to protect valuable items that you often carry with you or you use away from home. This includes money and credit cards.
  • Protect Your No Claims Bonus – Pay a little extra and protect your no claims bonus. Ask our home cover team now to find out more.

*All of our motor insurance policies are subject to terms and conditions so please take the time to read our full terms and conditions before taking out a policy.

Specialist Home Insurance

Our specialist building and contents home insurance will not only cover the structure of your home, but also the fixtures & fittings, along with your priceless possessions.

How to Make a Claim

If you need to make a claim, it is important to inform us immediately. If you leave it too late, you will need to provide additional evidence to support your claim, which may delay the process.

To inform us of a household claim please call: 0330 331 0747

To inform us of a Home Emergency claim please call: 0330 331 0748

How to Change My Home Insurance Policy

If you need to make any changes or updates to your homeowners insurance policy, please call our house insurance team: 01704 33 99 24. Changes and adjustments may incur an administration fee, so please check the terms of business.

How to Extend My Policy or Increase My Level of Cover

Each policy term is a maximum of 12 months. When your property insurance policy is up for renewal, we will send you a renewal notification. If you would like to discuss the renewal price with us, or you would like to increase your level of cover, please contact our home insurance team.

If you have a short term home policy with us, and you would like to extend the policy, please contact our team before the policy runs out. We can then extend the cover period for you, making certain that you are always insured.