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Missed Your Monthly Instalment? Pay Now

Home » Documents » Make a Change to Your Policy » Missed Your Monthly Instalment? Pay Now

I have defaulted on my direct debit – how can I pay for this?

You can make any outstanding payments by logging on to www.gfpaynow.com or calling the automated service on 03303310022.

Please ensure you have your unique PIN number to hand, which will have been provided to you in the correspondence sent by Granite Finance Ltd notifying you of your unpaid instalment.

Please note, failure to make the payment within the given time-frame will result in your finance agreement being cancelled and insurance cover being withdrawn.

Missed payments under insurance premium finance agreements and premium pay-as-you-go arrangements

We understand that at this time, many of our customers are finding it difficult to keep up with their payments for their insurance policies where they have a credit agreement to finance their insurance premium payments.

If you have an insurance premium finance agreement with Granite Finance Limited, (“Granite”) and you have missed a payment, or if you need a bit more time to pay under your agreement, then we will need you to make up your payments. However, you can spread the cost of your missed payment over a period of up to four weeks. We’ve worked out some different options for you that we have explained below.

If you have more than one insurance policy with us, then you will need to apply and pay separately for each policy where you have missed a payment.

  1. If you can do so, then you should pay the missed payment in full in a single payment by debit or credit card. You can do this online using the self-service payment facility. If you took out your insurance premium finance agreement, Granite would have given you a PIN number. You will need to have your Granite PIN number to hand in order to make your payment online.

If you want to pay now online, then please click here: https://gfpaynow.com/

 

  1. If you need to spread the cost of your missed payment, then you can do this over two, three or four weeks. You will need to choose which option you want to take, as follows:
  • You can make up the missed payment by paying it in two equal weekly instalments. If you take this option, then the first instalment is due today and the second and final instalment is due in seven days’ time. You will need to make the first instalment online by debit or credit card. When you have paid your first instalment by debit or credit card, we will automatically take the second instalment from the same debit or credit card on the due date, seven days later. By taking this payment option, you agree that we can collect payment in this way. Please note if we are unable to take the second instalment in seven days due to insufficient funds we will re-attempt the payment two days later, however if this payment is also unsuccessful your policy will be cancelled with immediate effect due to non-payment.
     
    If you want to take this payment option, then please click below:
     

     

  • You can make up the missed payment by paying it in three equal weekly instalments. If you take this option, then the first instalment is due today, the second instalment is due in seven days’ time and the third instalment is due seven days after that. You will need to make the first instalment online by debit or credit card. When you have paid your first instalment by debit or credit card, we will automatically take the second instalment from the same debit or credit card on the due date, seven days later and the third from the same debit or credit card on the due date seven days after that. By taking this payment option, you agree that we can collect payment in this way. Please note if we are unable to take the second or third instalment due to insufficient funds we will re-attempt the payment two days after its due date, however if this payment is also unsuccessful your policy will be cancelled with immediate effect due to non-payment.
     
    If you want to take this payment option then please click below:
     

     

  • You can make up the missed payment by paying it in four equal weekly instalments. If you take this option, then the first instalment is due today, the second instalment is due in seven days’ time, the third instalment is due seven days after that and the fourth and final instalment is due seven days after that. You will need to make the first instalment online by debit or credit card. When you have paid your first instalment by debit or credit card, we will automatically take the second instalment from the same debit or credit card on the due date, seven days later and the third instalment from the same card on the due date seven days after that and the fourth instalment from the same card on the due date seven days after that. By taking this payment option, you agree that we can collect payment in this way. Please note if we are unable to take the second, third or fourth instalment due to insufficient funds we will re-attempt the payment two days after its due date, however if this payment is also unsuccessful your policy will be cancelled with immediate effect due to non-payment.
     
    If you want to take this payment option, then please click below: