Acorn Insurance

Flexible fleet insurance for taxis and commercial vehicles

Insure fleets of all sizes, from 3 vehicles to hundreds
  • Insure fleets of all sizes, from 3 vehicles to hundreds
  • Taxi, Courier & Delivery, Own Goods and more
Over 40 years of insurance experience

Why choose Acorn Fleet Insurance?

Fleet quotes simplified

Get a free quote in less than 24 hrs and see how much you could save with our fleet insurance cover.

Dynamic pricing

We consider your specific risk, and we price accordingly. We cover both new ventures and established businesses. Financing available.

Wide range of vehicles

From fleets of cars, through to small vans and larger trucks, we offer insurance for a wide range of trades and businesses.

Dedicated support

Our experienced team of agents will answer any questions you have about your fleet policy and help you every step of the way.

Insure your fleet with the flexibility you need

We offer a range of fleet cover options to ensure both your passengers and drivers are fully protected on the road.


Private and public hire cover for 3+ vehicles. Taxi operators, chauffeurs and credit hire fleets considered. Uber and Bolt ready.

Commercial & more

We also cover a wide array of trades including own goods, courier & delivery, credit hire and self-drive hire.

“We have used Acorn for many years now for our fleet of vehicles. We can always count on them to be quick and reliable. They also have a great team who are keen to help if any problems arise.”

Liverpool Carriage Company Ltd

"In the last 10 years I've only experienced 5* customer service from any of your staff at Acorn Insurance. Advising on and handling issues and claims was always sorted in no time which made my life as a fleet owner easier knowing that I could count on Acorn not just as an insurer but resolving difficulties as well"

Istvan Fule, Managing Director | Liverpool Carriage Works Ltd

What types of fleets does Acorn insure?

We can provide insurance policies for both traditional and telematics fleets of all sizes, from 3 to hundreds of vehicles.

Small fleets

  • Short- & long-term cover available
  • Streamline: One policy, less hassle
  • Flexibility to scale as you grow your fleet business
  • Buy with a single payment or 9 monthly instalments

Medium & Large fleets

  • Specialist cover, built for size
  • Dedicated support for larger fleets
  • Insurance for multiple types of fleet vehicles
  • Buy with a single payment or 9 monthly instalments

Connected fleets

  • Long-term taxi fleet cover
  • Hire & Reward cover as standard
  • Social, Domestic & Pleasure cover included for connected policies
  • Buy with a single payment or 9 monthly instalments

Our Partners

Meet the Team

Andreas Lindsay

Head of Retail

Jack Mawdsley

New Business Manager

Dylan Riley

Relationship Manager
Wales and Southwest

Alex Malone

Relationship Manager
London and Southeast

Existing Customers

Manage Your Policy

  • Get your documents
  • Make changes to your policy
  • Manage your payments
  • Renew your cover

How to Make a Claim

If you’ve been in an accident our team is available 24/7 to resolve your claim as quickly as possible. Visit our dedicated page to make a claim.

Need Help?

If you have questions about our options or need help with your policy, please browse our FAQs or get in touch. We are here to serve you.

Fleet Insurance Articles & Guides

Frequently asked questions

What is fleet insurance and how does it differ from standard vehicle insurance?

Acorn Fleet Insurance offers a streamlined way to cover your entire business vehicle fleet under one policy. This differs from standard vehicle insurance and can provide the following benefits:

  • Cost-effective: Fleet insurance can be significantly more cost-effective than insuring each vehicle individually, especially for businesses with a good driving record.
  • Convenience: Manage your entire fleet’s coverage with a single policy, saving you time and hassle, especially when it comes to renewing your fleet policy.
  • Flexibility: Acorn fleet insurance can be more suited to the specific needs of your business, covering a variety of vehicles with policies for different business areas.
Do I need fleet insurance?

Fleet Insurance can be ideal for businesses that own and operate three or more vehicles. You could consider a single fleet policy if:

  • You have a fleet of cars, taxis, vans (maximum GVW 7.5 tonnes), or a mix of vehicles.
  • Your vehicles are essential to your day-to-day operations.
  • You require a more cost-effective and convenient way to manage your fleet business.
What is meant by ‘own goods’ insurance for a fleet of vehicles?

Own goods insurance, in relation to a fleet policy, covers the tools, equipment, and materials your employees transport while using your fleet vehicles. Examples of businesses that would use own goods insurance include caterers, electricians, plumbers, and other tradespeople. Some standard fleet insurance policies may only cover damage to the vehicles themselves.

What is covered under an Acorn Insurance fleet policy?
Acorn provides cover for a variety of different types of fleets, comprising of different vehicle types, numbers of vehicles within the fleet, and specific cover for varying uses of the fleet.

There are three levels of cover available, as detailed in the FAQ below. There are specialist fleet policies available for different types of fleets, including cover for taxi fleets and commercial fleets, as well as fleets using telematics technology to manage and monitor driving standards and usage (also known as connected fleet insurance).

Please get in touch with one of our fleet team today to find out which type of fleet insurance policy may work for you and your business.

What are the cover levels available for Acorn's fleet insurance?
Acorn offers different cover options for your fleet insurance policy. These include:

  • Comprehensive: Provides coverage for all the above, plus damage to your own vehicles from events like collisions and vandalism. Our comprehensive fleet cover also includes glass windscreen cover.
  • Third-party, fire, and theft: Covers damage to other vehicles and property, as well as fire damage and theft of your fleet vehicles.
  • Third party only: The minimum cover required to legally have your fleet of vehicles on the road. A third party only policy will cover you for claims against you by third parties if you are at fault for an incident.
What types of fleets do Acorn provide cover for?
Acorn Insurance offers cover for a wide range of fleets — large or small, from a minimum of 3 vehicles, with no upper limit — each of which can consist of a mixture of vehicles. We provide fleet insurance for industry-specific use; please visit the specific product page to find out more by clicking on the links below:

Taxi fleet insurance

Connected fleet insurance (telematics), in partnership with Flock

Commercial fleet insurance

We also provide fleet policies for self-drive hire and credit hire.

Of course, you can always contact us to find out more about our specific policies and how we can help you with your specific fleet insurance needs.

How do I make a claim for a vehicle, or vehicles, in my fleet?
Acorn Insurance aims to make reporting a claim on your fleet policy as simple as possible. You can contact our dedicated claims team 24/7 by phone or online to report the incident and get the claims process started. Visit our dedicated claims page to find out more about making a claim or visit our fleet claims page to enquire about an existing claim.
How do I get a fleet insurance quote with Acorn?
Getting a free, no-obligation fleet insurance quote from Acorn is quick and easy! You can contact us directly by phone on 01704 339 325 or request a call back for a quote online today.
Are there any restrictions for what types of vehicles can be included in an Acorn fleet policy?
Acorn offers fleet insurance for a wide range of vehicles, including:

  • Cars
  • Taxis
  • Rideshare (Uber, Bolt, etc.)
  • Vans

Minibuses can also be considered for a taxi fleet insurance policy; however, it’s always best to check with our team to confirm if your specific vehicle type is covered. You can contact us on 01704 339 325.

Are there any further restrictions on Acorn fleet cover that I should be aware of?
Acorn aims to keep restrictions to a minimum, but there are some restrictions on specific policies. We can typically provide cover for drivers aged 21-70, depending on the fleet policy in question. There are also some restrictions to what we can cover; for example, for courier and commercial fleet policies, we only accept vehicles with a maximum gross vehicle weight (GVT) of 7.5 tonnes. If you have any questions about what is or isn’t covered by our fleet insurance, please contact us to discuss with our helpful fleet team.
Can I make changes to my fleet insurance policy mid-term?
Yes — you can adjust your fleet policy mid-term. You can add or remove a driver or vehicle from your policy, change your business address, and manage your policy and payments. Please get in touch with our dedicated team of fleet agents to find out how best to do this — we always aim to be amenable to your needs. Please be aware that there may be additional fees or adjustments to your premium for some mid-term adjustment requests.
What are some of the factors that may influence the cost of my fleet insurance?
The cost of your fleet insurance could be affected by several factors. These include:

  • The type(s) of vehicles you operate
  • The driving history of your fleet operators
  • Your chosen fleet cover options
  • Your claims history
  • The total number of vehicles in your fleet
  • The location of your fleet and where it will primarily operate

As a specialist fleet insurance provider, we will consider your situation, even if you may be concerned about any of the factors raised above. Please get in touch with us to find out more.

How do I access my fleet policy documents?
You will be sent your policy documents when your policy begins. If you need to review your documents during your term, you can easily gain access by contacting us via our dedicated fleet contact page. Our helpful team will be able to provide you with your specific documentation and will be able to help with any enquiries you may have.

If you require a download of your policy booklet or Insurance Product Information Document (IPID), please see the links for the latest version of these below:

Fleet Policy Booklet

Fleet IPID

Can I cancel my fleet insurance mid-term?
You can cancel the policy at any time by contacting our dedicated fleet team. Cancellation may be subject to an administration fee.

Subject to no claims having been made on the fleet policy, either by you or a third party, and providing there are no open claims at the point of cancellation, you may receive a refund for the remaining days of cover (minus any administration fees charged).

How do I make a complaint about my fleet insurance?
At Acorn Insurance, we strive to provide exceptional service for our fleet policyholders. However, if you do encounter an issue and wish to make a complaint, we’re always keen to help you resolve your problem as efficiently as possible. Please click here to view our official complaints procedure.