Acorn Insurance

Car Insurance

Specialist UK private car insurance, from Acorn
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We Understand Your Motor Insurance Needs

Acorn Insurance are here to help find a car insurance policy that is right for you, even if you have been refused cover elsewhere.

  • Get a hassle-free quote for specialist car insurance now
  • Enjoy instant UK car cover that will not break the bank
  • Benefit from our valued experience and efficient service

Get an Online Car Insurance Quote Today

OR simply call our UK car insurance team now! Discuss your needs with us and we will help you find a policy that works for you: 01704 33 90 00

What is Included in Your Car Cover Policy?

As a specialist car insurance provider, we offer different cover levels alongside a number of helpful benefits at the basic level of cover.


  • 24/7 Accident & Claims Helpline
  • Comprehensive; Third Party, Fire & Theft; or Third Party Only
  • A Courtesy Car Provided for Over 21s
  • Glass Windscreen Cover*
  • Third Party Cover When Driving in Europe
  • Cover Considered, Even if You Have Points on Your Licence
  • Legal Expenses Covered, as Standard
  • 14 Day Cooling Off Period
  • Personal Accident Cover*
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Optional Extras

  • Key Care – For lost, misplaced or stolen keys (including the cost of having locks replaced if required).
  • Breakdown Cover – Enjoy the peace of mind of having Acorn Insurance Breakdown Cover at your side. This includes all callouts at home and at the road-side.**

*All of our motor insurance policies are subject to terms and conditions so please take the time to read our full terms and conditions before taking out a policy.
**Please note — claims reported with the first 48 hours will not be covered.

Already an Acorn Insurance Customer?

Are all your car insurance details up to date? If not, you will need to inform us as soon as possible to avoid your policy being invalidated or cancelled.

Make a Change to My Motor Insurance Policy

Click here to make simple changes to your policy online.

OR feel free to contact our friendly team now on 01704 33 90 00 (option 2) who will be more than happy to help you and answer any questions that you might have.

Car Insurance FAQs

Is Car Insurance mandatory in the UK?

You must have motor insurance to drive your vehicle on UK roads. Third party insurance is the legal minimum. This means you are covered if you have an accident causing damage or injury to any other person, vehicle, animal or property. It does not cover any other costs like repair to your own vehicle.

What is included in Comprehensive Insurance?

Provides cover for your own vehicle against accidental damage, fire or theft, cover to a third party for unlimited injury, and third party property damage up to £20,000,000.

What is included in Third Party Only Insurance?

Provides cover to a third party for unlimited injury and third party property damage up to £20,000,000.

What is included in Fire and Theft Insurance?

Provides cover for your own vehicle against fire or theft, cover to a third party for unlimited injury, and third party property damage up to £20,000,000.

Can I spread my payments over monthly repayments?

We offer premium finance from Granite Finance to spread the cost over monthly repayments. Terms and conditions apply.

Where can I find details of my monthly payment schedule?

You can find your payment schedule in correspondence from Granite Finance – your lender.

How many miles do I drive a year?

You could try calculating your weekly mileage and multiplying it by 52 weeks of the year. Alternatively, you can review your previous MOT certificates which will detail your actual mileage for the previous 3 years.

How do I check how many years No Claims Bonus I have?

Policyholders accrue 1 year of No Claims Bonus for each full policy year they are claim free. This can be found on your No Claims Bonus certificate or Statement of Fact.

How can I provide proof of my No Claims Bonus?

You can submit proof of your No Claims Bonus online here

What do we accept as proof of No Claims Bonus?

The No Claims Discount is the official document, on letter headed paper and showing all 4 corners of the page. The No Claims Bonus Certificate should show the start and end date of your previous policy and the number of years of No Claims Bonus. The No Claims Bonus Certificate must be in the Policy holders name. It is an actual No Claims Bonus Certificate, not an invitation to renew or policy summary. The No Claims Bonus Certificate is sent to us after the policy has expired.

Where can I get a copy of my policy documents?
Your policy documents are included in your welcome pack which has been sent to you via email or post depending on your preferred method of communication.
Can my car insurance policy start straight away?

Yes, your car insurance can begin with immediate effect.

What motoring convictions do I need to tell you about?

We ask that in the last 5 years you declare any motoring offences, including fixed penalties, convictions, driver awareness courses or disqualifications, or any pending prosecutions.

Does my breakdown cover start straight away?
Your breakdown cover will start 48 hours after the inception of the policy. (Please note — if breakdown cover is purchased as an optional product, any claims made on the cover within the first 48 hours of inception will not be covered). 
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Specialist UK Car Cover

We specialise in providing effective, practical auto insurance, for every kind of motorist. Often, it can be problematic finding cover if your driving history conflicts with what a standard car insurer considers to be ‘normal’.

At Acorn Insurance, we will also consider providing car insurance for those who have driving convictions, as well as drivers who – for whatever reason – may find it difficult to find private car cover. Our specialist car insurers are happy to help you find the right driving insurance. So, if you are in need of dedicated motor cover, we will endeavour to provide private car insurance that is suitable for your needs.

Acorn Insurance are always happy to discuss your precise car insurance needs. Why not get in touch to discuss your requirements further? Call us on 01704 33 90 00, or click “Get a Quote”, for an online assessment, today.