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Acorn Insurance

Private Hire Insurance

Private hire insurance for your taxi, from Acorn
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Private Hire Cover

Acorn Insurance is a UK provider of private hire taxi insurance. We have over 40 years of industry experience when it comes to providing PCO insurance for your private hire minicab. We are dedicated to helping UK taxi drivers secure private hire vehicle insurance. We are also committed to providing cover for those who may have driving or non-driving convictions. So, get in touch with us today and see how much you could save on your private hire taxi insurance policy.

Short Term Taxi Cover

Acorn understands that driving a private taxi may not be your only means of making a living. It could also be the case that you wish to only work part time as a taxi driver. Our short term taxi insurance allows you to have more flexibility when insuring your minicab, ensuring you have the right cover when you want it.

Private Hire Quotes

Private Hire Insurance from a UK Specialist Insurer

Flexible private hire insurance

We have served countless private hire drivers since our inception in 1982 and can help to provide you with extensive taxi driver insurance. We specialise in offering private taxi insurance to UK taxi drivers.

With offices in Liverpool, Manchester, Birmingham, and London, we help taxi drivers across the UK find private hire taxi insurance. Cover that is highly flexible.

Taxi Insurance, No Matter What Your Circumstances

As a specialist taxi insurance provider, we can even help taxi drivers who have a history of claims, a driving conviction, or relatively little experience on the roads.

Rather than refuse to offer cover, we can discuss your requirements and make sure that you only ever pay for the private taxi insurance you need.

We also acknowledge when a convicted taxi driver has gone out of their way to rectify any past mistakes, such as taking part in a speed awareness course. If you have taken part in any courses or awareness classes after being convicted of a driving offence, please make sure to let us know; we will take this information into consideration.

For an instant private hire insurance quote online, click “Get a Quote“ now.

What Type of Private Hire Policies Do We Offer?

Our private hire insurance policies include:

  • Comprehensive
  • Third Party, Fire and Theft
  • Third Party Only

We also offer public liability taxi insurance as standard. This helps to protect our customers and their businesses when carrying passengers to their destination.

The Right Private Hire Policy For You

With insurance specialists like Acorn, you will find it easy to obtain a high-quality, private hire insurance policy. We aim to make sure this policy meets all of your individual needs and requirements.

Taxi Insurance Articles & Guides

Frequently asked questions

How much is private hire insurance?
Private hire taxi insurance usually costs more than standard car insurance because taxi drivers spend longer on the road. Prices vary depending on where you drive, your vehicle, and your driving history. As a rough guide, many private hire drivers in the UK pay between £1,500 and £3,500 per year* (SimplyQuote) though it can be higher or lower based on certain factors such as level of experience, location, vehicle and more.

*This is a rough guide is not intended to be used as an accurate pricing model.

Does private hire insurance cover food delivery?

This can vary based on the insurer you choose to go with. Sometimes you might need to tell your insurer to add “hire & reward” or “delivery” cover. However, with an Acorn policy you are automatically covered, which means delivery is included in your policy at no extra cost.

Find out what else is included in an Acorn private hire insurance policy.

 

What may impact the cost of my private hire insurance?
  • Your driving history, including how long you have been driving
  • Any claims or driving convictions history
  • The number of years No Claims Discount you have
  • Your location, including where your vehicle is kept overnight
What is private hire insurance?

Private hire insurance is a type of taxi insurance for drivers who only take pre-booked journeys (e.g., through Uber, Bolt, or a minicab office). It is different from public hire insurance, which covers black cabs or hackney carriages that can be hailed on the street.

What does PCO insurance mean?

“PCO insurance” is a term often used in London. It refers to the insurance required by the Public Carriage Office (PCO), part of Transport for London. In practice, it’s the same as private hire insurance – it proves you’re covered to carry paying passengers legally.