Why Taxi Liability Insurance?
Public liability Taxi Insurance is required if you deal with council or local authority contracts. This cover is specifically designed to protect yourself and your business, in the event of any accident involving your passengers.
Public Liability Taxi Insurance
Protect Yourself & Your Taxi Business
With over 30 years experience securing liability cover for UK taxi drivers, we know what cab drivers need for an effective public insurance policy. Public liability insurance is an important part of any business which involves the general public. Without the right cover in place, you risk being held liable – both legally and financially – for any accidents or damage that your passengers may suffer while under your care.
Why Is Additional Public Liability Taxi Insurance Important?
Standard motor-trade or taxi insurance will not protect you legally if, for example, you regularly take young children to school. In this instance, by law, you are responsible for the child’s well-being and safety: from the moment they get into your taxi, until you see them safely through the school gates. This means that if the child was to be hit by a car, after getting out of your vehicle, you may still be liable for that particular accident. Public liability taxi insurance protects you and your business from any unforeseen circumstances or accidents, which could involve any passengers in your care.
If you currently have – or are looking to take on – work such as this, it is your legal and moral responsibility to take out public liability insurance for your taxi. This means you will require public liability cover in addition to your normal taxi insurance policy. Regardless of whether you have any council contract work, in this modern era of liability and compensation claims, it pays to be covered.
Public Liability Insurance Protects UK Taxi Drivers on the ‘School Run’.
Did you know, taxi drivers who regularly take children to school are lawfully responsible for the child, right up until care has been handed over to the school? This means that, as a taxi driver, you are responsible for the child’s safety, both when the child is inside the taxi, and when they leave the vehicle to approach the school gates.