Motor Trade Insurance
Who Needs Motor Trade Insurance
Working in the motor trade industry requires an insurance policy that covers you over and above domestic use. This type of policy is known as a motor trade insurance policy. If you own or work in a car dealership, an MOT test centre or any other motoring related business that requires you to drive cars for trade purposes then you will require extra protection in the form of motor trade insurance. We can get you covered in no time at all and the best way to do this is to give our highly trained motor trade insurance professionals a call on 01704 831 818.
We take pride in our Motor Trade Road Risk Insurance and Motor Trade Combined Insurance so whatever your needs, we will be able to help.
My Motor Trade Insurance Needs are Different
That's fine, we're what's known as a Specialist Car Insurance company which means that we don't just insure the norm, we have a team of trained insurance professionals who look at each individual customers needs to try and save them money so whatever your circumstances, we'll be able to draw up a motor trade insurance policy that fits your every needs and importantly won't burn a hole in your back pocket.
What types of vehicle can I cover in my Motor Trade Insurance policy?
This can be determined by you but generally speaking, most cars are covered in our motor trade policies. To reduce premiums we look to speak to you to determine whether there are any types of vehicle such as sports cars, cherished, high performance or commercial vehicles over 7.5 Ton that you do not need potential cover for which is one of the reasons why we like to speak to you over the phone. Other than this, generally speaking any vehicle up to a gross weight of 3.5Ton are covered as standard with our policies.
What factors will make a difference to the cost of my Motor Trade Insurance
- What types of vehicle category you wish to be covered for as explained above
- Who you wish to have insured on your motor trade policy. These can vary:
- Insured Only
- Insured plus named drivers
- Anyone - these policies will typically have restrictions such as; the driver must have had a full UK driving license for 2 or more years, must be over 25 (or sometimes 30) years of age, and under 65 years of age.
- Your registered business postcode
- The nature of your business and what this might equate to in mileage for the year
- Whether you want your private use car covered in the policy and what this vehicle is.
- Whether you want to cover the use of a breakdown truck
- Motor trade insurance no claims bonus
