Young driver insurance?
Young driver insurance - not as expensive as you may think! Speak to Acorn
Young driver insurance is not something students or anyone else of your age like to spend your spare time looking for. In fact, we understand that getting any type of insurance can be a bit of a drag so we have the systems and processes in place to get you insured and on the road as soon as you have passed your test.
Why is "young driver insurance" typically very expensive?
Having just passed your test, you are not very experienced on the roads and this leaves insurance companies no choice but to put a blanket policy on you as a high risk driver. The average policy for young drivers between the age of 17 and 21 is £2000 per year. We understand that actually, because you have just recently been trained in the way of the roads, you may actually be a better driver than a lot of others on the road. To this end, we offer some great deals to students and others starting out life on the roads. There is no other company that will get you in the car and on the road safely with the speed that we do. With this insurance you can rest in the knowledge that if you do have a little prang, you are covered adequately.
Things to consider when looking for Young Driver insurance
- If you have not bought or decided on what car you will be driving then do your homework. Avoid high performance sports cars or anything that could be deemed a luxury car as this will adversely affect your premiums. All cars have what we call an insurance group, or ABI rating that is signified by the supposed risk associated with that car. The lower the insurance group, the cheaper the premium. A great place to take a look at potential car insurance groups is Thatcham
- Avoid modified cars
- The higher the voluntary excess the cheaper your premium
- The less miles you propose to do the cheaper your premium
- Consider getting an advanced driver qualification such as IAM or PassPlus. This could reduce your premium by up to 20%
- Consider where you will park your car at your property. In a garage is safer than on the roadside or on the driveway typically and this will keep your premium down.
How do i get a Quote?
If you're starting up on the roads then give us a call on 01704 831 818. We don't just throw you into a computer and apply a policy that is totally inappropriate for your needs! We prefer to speak to you to work out exactly what sort of cover you need and explain to you how things work so we can try and save you some money!
If you'd prefer then hit the quote button and complete the online form. If there are any details that require clarification then our staff will call you back, otherwise you should promptly receive a quote! Young driver insurance - it's where we stand out from the rest!
